Just My Random Stuff Just some hopefully useful, yet random posts from my own experiences, that nobody ever told me about before.

The only real FREE Credit Report without an inquiry

Ok, how many sites out there say "FREE" Credit Report?  Probably a million at least.  There's always a scam though, gotta sign up for this payment plan or whatever.  Well, if you don't necessarily need to see your credit score, here is the best, fastest, safest, and best of all, FREE way to get your credit reports, anytime, as many times, as you want.

How?  Well, we all know credit bureaus must allow us to dispute our credit profiles.  Well, they have all embraced the online world and allowed for online disputes.  While I would never recommend performing a dispute online, for reasons way to many to go into on this post, you can still use the tool to get your Free Credit Reports.  Below are the links to each credit bureau dispute process page.  All you gotta do is start a dispute, "review" your credit profile, and dispute anything incorrect.  Well, there you go, there's your report, up to the minute. Just please don't dispute things online, for your own sake, manually write a letter and send it to them.  I will explain that later, but if you want to learn why, search around for e-oscar, then you will know why.

As promised, here are the links:

Transunion

Equifax

Experian

NOTE:  These links I provide are direct to each bureau, but please double check your browser, and before you enter your personal information on any page on the internet, make sure you are at a secure site.  Your browser will display a lock or some symbol telling you it is safe and secure.